“<\/span>F<\/span>or many years,<\/span> I never really thought about retirement. I always felt like I had plenty of time to figure out<\/span> how to secure a decent pension pot<\/span>, and with work, kids, the mortgage, and everything else, I just <\/span>couldn’t<\/span> handle another thing to worry about. Now that <\/span>I’m<\/span> in my early fifties, I wish I had paid more attention to it earlier. Thankfully, I’ve gotten some professional advice, and there are still some good options for making sure I’m set for the future.<\/span>“<\/span><\/span>\u00a0<\/span> Most of us can relate to Lauren. Our future self is, well, in the future, and with <\/span>so <\/span>many challenges to deal with right now, we often forget a very important fact: <\/span>the sooner we start planning for retirement, even with small amounts, the more time we have to grow our savings (the magic of compound interest!),<\/span><\/b> giving us more<\/span><\/b> money in our retirement pot.<\/span><\/b>\u00a0<\/span><\/p>\n Check out the tabs below to see the different ways you can connect with your retired self today and how each one can impact your future wellbeing.<\/span>\u00a0<\/span><\/p>\n None of us have a crystal ball. Retirement is years away and you\u2019re in no rush to meet your retired self! No matter your current age, it is difficult to spare thoughts, time and money for the benefit of that unknown future person. The “forever young” approach to pension planning can lead to one or more of the following situations:<\/span>\u00a0<\/span><\/p>\n Many of us can relate to one or more of these feelings and situations, but they can seriously risk your financial wellbeing. Also, why miss out on the opportunity to save for your future while still enjoying life? Spoiler alert: the secret is getting started as soon as possible, and it is never too late.<\/span>\u00a0<\/span><\/p>\n For more information, see the amazing value of a tiny step.<\/span><\/p>\n\n<\/div> When you find time to daydream, you visualise your retired self enjoying a worry-free life. And you know that having a solid pension pot is essential for achieving that. But, with so many expenses and the rising cost of living, saving for the long term seems currently out of reach. So, you decide to keep the problem in mind and \u201cwait and see\u201d how things go in the coming years. This approach leads to one or more of the following situations:<\/span>\u00a0<\/span><\/p>\n The good news is that you’ve already taken the most challenging step by setting up some retirement plans. However, your life circumstances, income, and expectations will change over the years, and your retirement plans should keep pace with those changes.\u00a0\u00a0<\/span>\u00a0<\/span><\/p>\n For more information, see how to keep on top of your pension pot.<\/span>\u00a0<\/span><\/p>\n\n<\/div> You are on excellent terms with your future self. That person will enjoy many years of an exciting and meaningful retirement life, with enough time and money to do the things that are important to you. While many things in life are beyond your control, you feel that saving for retirement is not necessarily one of them. It usually means that:\u00a0<\/span>\u00a0<\/span><\/p>\n You are on your way to the future you want, and we are happy to provide you with all the information and resources you may need to support your journey.<\/span>\u00a0<\/span><\/p>\n For more information, see tips and tools to plan your future.<\/span><\/p>\n<\/div><\/div>\n The first step is always the hardest; we all know that. And we can be very creative in finding reasons why that step can wait.\u00a0<\/span>\u00a0<\/span><\/p>\n Now that you know how much you may be missing out, check the following sections to learn how to get started with your pension journey with just a tiny step:<\/span>\u00a0<\/span><\/p>\n \t\t<\/div>\n\n\t\t\n\t\t\t\t\t Tracking your pension plans might not take as much time as you think, and it will definitely be worth it. If you’re willing to invest a few hours a year in exchange for decades of financial security in retirement, check out the following resources:<\/span>\u00a0<\/span><\/p>\n \t\t<\/div>\n\n\t\t\n\t\t\t\t\t Information is the most powerful tool for those who want to take control of their money to ensure they have the retirement that they need and want. Find the accurate and impartial information you need to align your financial decisions with your life values and expectations for the future:<\/span>\u00a0<\/span><\/p>\n \t\t<\/div>\n\n\t\t<\/div>\n","protected":false},"excerpt":{"rendered":" Unlock the steps for a more secure future Lauren, Co. Wicklow “For many years, I never really thought about retirement. I always felt like I had plenty of time to figure out how to secure a decent pension pot, and …<\/p>\n","protected":false},"author":178,"featured_media":0,"parent":12921,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"tags":[],"class_list":["post-21142","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\n
\n<\/div><\/p>\n<\/div><\/div>\nForever young <\/h2>\n
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Wait and see <\/h2>\n
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The life planner <\/h2>\n
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\n\t\t\t\tThe amazing value of a tiny step \t\t\t<\/h3>\n\t\t\n\t\t
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\n\t\t\t\tHow to keep on top of your pension pot \t\t\t<\/h3>\n\t\t\n\t\t
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\n\t\t\t\tTips and tools to plan your future \t\t\t<\/h3>\n\t\t\n\t\t
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