{"id":135,"date":"2017-01-12T15:38:02","date_gmt":"2017-01-12T15:38:02","guid":{"rendered":"https:\/\/www.ccpc.ie\/consumers\/?page_id=135"},"modified":"2023-12-20T16:12:01","modified_gmt":"2023-12-20T16:12:01","slug":"banking","status":"publish","type":"page","link":"https:\/\/ccpc.inventise.ie\/consumers\/money\/banking\/","title":{"rendered":"Banking"},"content":{"rendered":"
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Opening an account<\/a><\/h2>\n

Depending on the bank or provider there are a number of ways you can open a current account. You can open an account: In a branch Online Through a mobile app \u00a0Over the phone and by post What documentation do …<\/p>\n<\/div>
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Choosing a current account <\/a><\/h2>\n

Current accounts are the most common type of bank account and are a convenient and often necessary way to manage your money. A current account allows you to: Keep your money in a secure place and view your balance and …<\/p>\n<\/div>
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Reduce your current account fees<\/a><\/h2>\n

Most banks now charge bank account fees and you may now have to comply with certain rules to qualify for free banking.
\nIf you don\u2019t qualify for free banking there are still some simple steps you can take to reduce the amount you do pay for bank charges.<\/p>\n<\/div>
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Switching accounts<\/a><\/h2>\n

You may want to switch your current account because your fees are too high, you are unhappy with the service or your current bank is leaving the market. When you decide to switch you can either manage the switch yourself …<\/p>\n<\/div>
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Bank cards<\/a><\/h2>\n

There are different cards that have different features and services. Debit card ATM card Credit card Prepaid card Lodgement card Debit card When you open a current account you will receive a debit card. With a debit card you can …<\/p>\n<\/div>
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Contactless payments<\/a><\/h2>\n

With contactless payments you can buy items using your debit or credit card up to a limit of \u20ac50 without having to put your card into the card machine and enter the pin number. This limit does not apply when …<\/p>\n<\/div>
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Paying your bills<\/a><\/h2>\n

You can use your current account or other payment methods to pay your bills. The most common ways include: Direct debit A direct debit is where people or companies take payments directly from your account when it is due. The …<\/p>\n<\/div>
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Transferring money<\/a><\/h2>\n

You may need to transfer money to someone in Ireland, the EU or a country outside the EU. Depending on your bank, the destination and the amount you wish to send, a transfer can be carried out in a variety …<\/p>\n<\/div>
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Basic bank accounts<\/a><\/h2>\n

A basic bank account is a type of current account where you don\u2019t pay any charges for everyday banking for the first year. To avail of a basic bank account you will need to meet certain criteria. You can open …<\/p>\n<\/div>
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Fintech products and services<\/a><\/h2>\n

There are some banks that don\u2019t have physical branches in Ireland and are only online or mobile based. These are sometimes called fintech providers as they use technology to provide financial products and services to customers. How do fintech providers …<\/p>\n<\/div>
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Information on opening an account, current accounts, switching accounts, bank cards and more<\/p>\n","protected":false},"author":113,"featured_media":0,"parent":11408,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"page-sub-landing.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"tags":[16,8],"class_list":["post-135","page","type-page","status-publish","hentry","tag-banking","tag-money"],"acf":[],"yoast_head":"\nBanking - CCPC<\/title>\n<meta name=\"description\" content=\"Information on opening a bank account, current accounts, switching accounts, bank cards, transferring money, chargeback and more.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Banking - CCPC\" \/>\n<meta property=\"og:description\" content=\"Information on opening a bank account, current accounts, switching accounts, bank cards, transferring money, chargeback and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ccpc.ie\/consumers\/money\/banking\/\" \/>\n<meta property=\"og:site_name\" content=\"CCPC Consumers\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-20T16:12:01+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ccpc.ie\/consumers\/money\/banking\/\",\"url\":\"https:\/\/www.ccpc.ie\/consumers\/money\/banking\/\",\"name\":\"Banking - 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